01 - Preheat oven to 350°F. Line an 8x8-inch baking pan with parchment paper, allowing overhang on sides for easy removal.
02 - Combine mashed bananas, sugar, melted butter, egg, and vanilla extract in a medium bowl. Whisk until smooth and fully incorporated.
03 - Add flour, baking powder, baking soda, and salt to banana mixture. Stir gently until just combined—avoid overmixing to prevent tough texture. Set aside.
04 - In a separate bowl, whisk melted butter and sugar until combined. Add eggs and vanilla, beating until mixture appears glossy and slightly thickened.
05 - Sift in cocoa powder, flour, and salt. Fold until no dry streaks remain, then gently stir in chocolate chips until evenly distributed.
06 - Spread half of banana batter across bottom of prepared pan. Top with brownie batter, then drop remaining banana batter in spoonfuls over brownie layer.
07 - Drag knife or skewer through batters in swirling motion to create marbled pattern. Avoid over-swirling to maintain distinct layers.
08 - Bake for 28 to 32 minutes until toothpick inserted near center emerges with moist crumbs attached. Center should appear set but slightly fudgy.
09 - Cool completely in pan on wire rack. Using parchment overhang, lift bars from pan and cut into 16 equal squares for serving.